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Downpayment Assistance

For a limited time, Western Dairyland is providing up to $2,500 in financial assistance to income-eligible homebuyers in our service area. Funds may be used for down payments, mortgage insurance, homeowners insurance, or closing costs.

Eligibility requirements:

  • The home being purchased must be located in Eau Claire, Trempealeau, Jackson or Buffalo counties.
  • Applicants must be income-eligible (see below)
  • Based on income, applicants are required to provide a cash contribution of either $500 or $1,000 towards the home purchase
  • Applicants must qualify for a home loan through a reputable lender (we cannot qualify you for a mortgage).
  • Applicants must participate in a homebuyer education class. Contact us for a list of available classes.
  • No land contracts are allowed - must be simple fee title.
  • No mobile homes are allowed, and restrictions may apply to pre-fabricated homes.

Household income limits:

Updated September 2021: Eligible applicants must have a total household income at or less than 60% of the county median income:

Household
Size

Trempealeau

Jackson

 

Eau Claire

 

Buffalo

1

$30,840

$30,180

 

$33,600

 

$30,180

2

$35,220

$34,500

 

$38,400

 

$34,500

3

$39,600

$38,820

 

$43,200

 

$38,820

4

$43,980

$43,080

 

$48,000

 

$43,080

5

$47,520

$46,560

 

$51,840

 

$46,560

6

$51,060

$49,980

 

$55,680

 

$49,980

7

$54,600

$53,400

 

$59,520

 

$53,400

8

$58,140

$56,820

 

$63,360

 

$56,822

 

 

 

 

 

To apply for downpayment assistance, download an application (eleven pages). Return completed applications by mail or in person to:

Western Dairyland EOC Inc.
Attn: Downpayment Assistance
23122 Whitehall Road
PO Box 125
Independence, WI 54747

- or -

Western Dairyland EOC. Inc.
Attn: Downpament Assistance
418 Wisconsin Street
Eau Claire, WI 54703

For more information, call our offices between 8 am and 4:30 pm, Monday through Friday.

Eau Claire: 715-836-7511

Independence: 715-985-2391

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