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Downpayment Assistance

For a limited time, Western Dairyland is providing up to $5,000 in financial assistance to income-eligible homebuyers in our service area. Funds may be used for down payments, mortgage insurance, homeowners insurance, or closing costs.

Eligibility requirements:

  • The home being purchased must be located in Eau Claire, Trempealeau, Jackson or Buffalo counties.
  • Applicants must be income-eligible (see below)
  • Based on income, applicants are required to provide a cash contribution of either $500 or $1,000 towards the home purchase
  • Applicants must qualify for a home loan through a reputable lender (we cannot qualify you for a mortgage).
  • Applicants must participate in a homebuyer education class. Contact us for a list of available classes.
  • No land contracts are allowed - must be simple fee title.
  • No mobile homes are allowed, and restrictions may apply to pre-fabricated homes.

Household income limits:

Updated December 1, 2020: Eligible applicants must have a total household income at or less than 80% of the county median income:

Household
Size

Trempealeau

Jackson

 

Eau Claire

 

Buffalo

1

$40,250

$39,700

 

$42,950

 

$39,700

2

$46,000

$45,350

 

$49,100

 

$45,350

3

$51,750

$51,000

 

$55,250

 

$51,000

4

$57,500

$56,650

 

$61,350

 

$56,650

5

$62,100

$61,200

 

$66,300

 

$61,200

6

$66,700

$65,750

 

$71,200

 

$65,750

7

$71,300

$70,250

 

$76,100

 

$70,250

8

$75,900

$74,800

 

$81,000

 

$74,800

 

 

 

 

 

To apply for downpayment assistance, download an application (eleven pages). Return completed applications by mail or in person to:

Western Dairyland EOC Inc.
Attn: Downpayment Assistance
23122 Whitehall Road
PO Box 125
Independence, WI 54747

- or -

Western Dairyland EOC. Inc.
Attn: Downpament Assistance
418 Wisconsin Street
Eau Claire, WI 54703

For more information, call our offices between 8 am and 4:30 pm, Monday through Friday.

Eau Claire: 715-836-7511

Independence: 715-985-2391

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