Downpayment Assistance

Updated February 2019 - For a limited time, Western Dairyland is providing up to $5,000 in financial assistance to income-eligible homebuyers in our service area. Funds may be used for down payments, mortgage insurance, homeowners insurance, or closing costs.

Eligibility requirements:

• The home being purchased must be located in Eau Claire, Trempealeau, Jackson or Buffalo counties.
• Applicants must be income-eligible (see below)
• Based on income, applicants are required to provide a cash contribution of either $500 or $1,000 towards the home purchase
• Applicants must qualify for a home loan through a reputable lender (we cannot qualify you for a mortgage).
• Applicants must participate in a homebuyer education class. Contact us for a list of available classes.
• No land contracts are allowed - must be simple fee title.
• No mobile homes are allowed, and restrictions may apply to pre-fabricated homes.

Household income limits:

Eligible applicants must have a total household income at or less than 80% of the county median income: