Downpayment Assistance

Updated February 2019 - For a limited time, Western Dairyland is providing up to $5,000 in financial assistance to income-eligible homebuyers in our service area. Funds may be used for down payments, mortgage insurance, homeowners insurance, or closing costs.

Eligibility requirements:

  • The home being purchased must be located in Eau Claire, Trempealeau, Jackson or Buffalo counties.
  • Applicants must be income-eligible (see below)
  • Based on income, applicants are required to provide a cash contribution of either $500 or $1,000 towards the home purchase
  • Applicants must qualify for a home loan through a reputable lender (we cannot qualify you for a mortgage).
  • Applicants must participate in a homebuyer education class. Contact us for a list of available classes.
  • No land contracts are allowed - must be simple fee title.
  • No mobile homes are allowed, and restrictions may apply to pre-fabricated homes.

Household income limits:

Eligible applicants must have a total household income at or less than 80% of the county median income:

Household
Size

Trempealeau

Jackson

 

Eau Claire

 

Buffalo

1

$38,080

$38,000

 

$40,320

 

$38,000

2

$43,520

$43,440

 

$46,080

 

$43,440

3

$48,960

$48,880

 

$51,840

 

$48,880

4

$54,400

$54,240

 

$57,600

 

$54,240

5

$58,800

$58,640

 

$62,240

 

$58,640

6

$63,120

$62,960

 

$66,880

 

$62,960

7

$67,520

$67,280

 

$71,440

 

$67,280

8

$71,840

$71,600

 

$76,080

 

$71,600

 

 

 

 

To apply for downpayment assistance, download an application (eleven pages). Return completed applications by mail or in person to:

Western Dairyland EOC Inc.
Attn: Downpayment Assistance
23122 Whitehall Road
PO Box 125
Independence, WI 54747

- or -

Western Dairyland EOC. Inc.
Attn: Downpament Assistance
418 Wisconsin Street
Eau Claire, WI 54703

For more information, call our offices between 8 am and 4:30 pm, Monday through Friday.

Eau Claire: 715-836-7511 ext. 1150

Independence: 715-985-2391 ext. 1257

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