Downpayment Assistance

Updated May 2019 - For a limited time, Western Dairyland is providing up to $5,000 in financial assistance to income-eligible homebuyers in our service area. Funds may be used for down payments, mortgage insurance, homeowners insurance, or closing costs.

Eligibility requirements:

  • The home being purchased must be located in Eau Claire, Trempealeau, Jackson or Buffalo counties.
  • Applicants must be income-eligible (see below)
  • Based on income, applicants are required to provide a cash contribution of either $500 or $1,000 towards the home purchase
  • Applicants must qualify for a home loan through a reputable lender (we cannot qualify you for a mortgage).
  • Applicants must participate in a homebuyer education class. Contact us for a list of available classes.
  • No land contracts are allowed - must be simple fee title.
  • No mobile homes are allowed, and restrictions may apply to pre-fabricated homes.

Household income limits:

Eligible applicants must have a total household income at or less than 80% of the county median income:

Household
Size

Trempealeau

Jackson

 

Eau Claire

 

Buffalo

1

$39,400

$38,300

 

$41,100

 

$38,300

2

$45,000

$43,800

 

$46,950

 

$43,800

3

$50,650

$49,250

 

$52,800

 

$49,250

4

$56,250

$54,700

 

$58,650

 

$54,700

5

$60,750

$59,100

 

$63,350

 

$59,100

6

$65,250

$63,500

 

$68,050

 

$63,500

7

$69,750

$67,850

 

$72,750

 

$67,850

8

$74,250

$72,250

 

$77,450

 

$72,250

 

 

 

 

To apply for downpayment assistance, download an application (eleven pages). Return completed applications by mail or in person to:

Western Dairyland EOC Inc.
Attn: Downpayment Assistance
23122 Whitehall Road
PO Box 125
Independence, WI 54747

- or -

Western Dairyland EOC. Inc.
Attn: Downpament Assistance
418 Wisconsin Street
Eau Claire, WI 54703

For more information, call our offices between 8 am and 4:30 pm, Monday through Friday.

Eau Claire: 715-836-7511 ext. 1150

Independence: 715-985-2391 ext. 1257

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