Downpayment Assistance

8/15/17 - For a limited time, Western Dairyland is providing up to $5,000 in financial assistance to income-eligible homebuyers in our service area. Funds may be used for down payments, mortgage insurance, homeowners insurance, or closing costs.

Eligibility requirements:

  • The home being purchased must be located in Eau Claire, Trempealeau, Jackson or Buffalo counties.
  • Applicants must be income-eligible (see below)
  • Based on income, applicants are required to provide a cash contribution of either $500 or $1,000 towards the home purchase
  • Applicants must qualify for a home loan through a reputable lender (we cannot qualify you for a mortgage).
  • Applicants must participate in a homebuyer education class. Contact us for a list of available classes.
  • No land contracts are allowed - must be simple fee title.
  • No mobile homes are allowed, and restrictions may apply to pre-fabricated homes.

Household income limits:

Eligible applicants must have a total household income at or less than 80% of the county median income:

Household
Size

Trempealeau

Jackson

Eau Claire

Buffalo

1

$35,850

$35,100

$37,750

$35,100

2

$41,000

$40,100

$43,150

$40,100

3

$46,100

$45,100

$48,550

$45,100

4

$51,200

$50,100

$53,900

$50,100

5

$55,300

$54,150

$58,250

$54,150

6

$59,400

$58,150

$62,550

$58,150

7

$63,500

$62,150

$66,850

$62,150

8

$67,600

$66,150

$71,150

$66,150

 

 

 

To apply for downpayment assistance, download an application (eleven pages). Return completed applications by mail or in person to:

Western Dairyland EOC Inc.
Attn: Downpayment Assistance
23122 Whitehall Road
PO Box 125
Independence, WI 54747

- or -

Western Dairyland EOC. Inc.
Attn: Downpament Assistance
418 Wisconsin Street
Eau Claire, WI 54703

For more information, call our offices between 8 am and 4:30 pm, Monday through Friday.

Eau Claire: 715-836-7511

Independence: 715-985-2391

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