Downpayment Assistance

8/15/17 - For a limited time, Western Dairyland is providing up to $5,000 in financial assistance to income-eligible homebuyers in our service area. Funds may be used for down payments, mortgage insurance, homeowners insurance, or closing costs.

Eligibility requirements:

  • The home being purchased must be located in Eau Claire, Trempealeau, Jackson or Buffalo counties.
  • Applicants must be income-eligible (see below)
  • Based on income, applicants are required to provide a cash contribution of either $500 or $1,000 towards the home purchase
  • Applicants must qualify for a home loan through a reputable lender (we cannot qualify you for a mortgage).
  • Applicants must participate in a homebuyer education class. Contact us for a list of available classes.
  • No land contracts are allowed - must be simple fee title.
  • No mobile homes are allowed, and restrictions may apply to pre-fabricated homes.

Household income limits:

Eligible applicants must have a total household income at or less than 50% of the county median income:

Household
Size

Trempealeau

Jackson

Eau Claire

Buffalo

1

$23,800

$23,750

$25,200

$23,750

2

$27,200

$27,150

$28,800

$27,150

3

$30,600

$30,550

$32,400

$30,550

4

$34,000

$33,900

$36,000

$33,900

5

$36,750

$36,650

$38,900

$36,650

6

$39,450

$39,350

$41,800

$39,350

7

$42,200

$42,050

$44,650

$42,050

8

$44,900

$44,750

$47,550

$44,750

 

 

 

To apply for downpayment assistance, download an application (eleven pages). Return completed applications by mail or in person to:

Western Dairyland EOC Inc.
Attn: Downpayment Assistance
23122 Whitehall Road
PO Box 125
Independence, WI 54747

- or -

Western Dairyland EOC. Inc.
Attn: Downpament Assistance
418 Wisconsin Street
Eau Claire, WI 54703

For more information, call our offices between 8 am and 4:30 pm, Monday through Friday.

Eau Claire: 715-836-7511

Independence: 715-985-2391

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