Downpayment Assistance

8/15/17 - For a limited time, Western Dairyland is providing up to $5,000 in financial assistance to income-eligible homebuyers in our service area. Funds may be used for down payments, mortgage insurance, homeowners insurance, or closing costs.

Eligibility requirements:

  • The home being purchased must be located in Eau Claire, Trempealeau, Jackson or Buffalo counties.
  • Applicants must be income-eligible (see below)
  • Based on income, applicants are required to provide a cash contribution of either $500 or $1,000 towards the home purchase
  • Applicants must qualify for a home loan through a reputable lender (we cannot qualify you for a mortgage).
  • Applicants must participate in a homebuyer education class. Contact us for a list of available classes.
  • No land contracts are allowed - must be simple fee title.
  • No mobile homes are allowed, and restrictions may apply to pre-fabricated homes.

Household income limits:

Eligible applicants must have a total household income at or less than 50% of the county median income:

Household
Size

Trempealeau

Jackson

Eau Claire

Buffalo

1

$22,400

$21,950

$23,600

$21,950

2

$25,600

$25,050

$27,000

$25,050

3

$28,800

$28,200

$30,350

$28,200

4

$32,000

$31,300

$33,700

$31,300

5

$34,600

$33,850

$36,400

$33,850

6

$37,150

$36,350

$39,100

$36,350

7

$39,700

$38,850

$41,800

$38,850

8

$42,250

$41,350

$44,500

$41,350

 

 

 

To apply for downpayment assistance, download an application (eleven pages). Return completed applications by mail or in person to:

Western Dairyland EOC Inc.
Attn: Downpayment Assistance
23122 Whitehall Road
PO Box 125
Independence, WI 54747

- or -

Western Dairyland EOC. Inc.
Attn: Downpament Assistance
418 Wisconsin Street
Eau Claire, WI 54703

For more information, call our offices between 8 am and 4:30 pm, Monday through Friday.

Eau Claire: 715-836-7511

Independence: 715-985-2391

Learn more about our events Need Help? Contact us today