Downpayment Assistance

8/15/17 - For a limited time, Western Dairyland is providing up to $5,000 in financial assistance to income-eligible homebuyers in our service area. Funds may be used for down payments, mortgage insurance, homeowners insurance, or closing costs.

Eligibility requirements:

  • The home being purchased must be located in Eau Claire, Trempealeau, Jackson or Buffalo counties.
  • Applicants must be income-eligible (see below)
  • Based on income, applicants are required to provide a cash contribution of either $500 or $1,000 towards the home purchase
  • Applicants must qualify for a home loan through a reputable lender (we cannot qualify you for a mortgage).
  • Applicants must participate in a homebuyer education class. Contact us for a list of available classes.
  • No land contracts are allowed - must be simple fee title.
  • No mobile homes are allowed, and restrictions may apply to pre-fabricated homes.

Household income limits:

Eligible applicants must have a total household income at or less than 65% of the county median income:

Household
Size

Trempealeau

Jackson

Eau Claire

Buffalo

1

$30,940

$30,875

$32,760

$30,875

2

$35,360

$35,295

$37,440

$35,295

3

$39,780

$39,715

$42,120

$39,715

4

$44,200

$44,070

$46,800

$44,070

5

$47,775

$47,645

$50,570

$47,645

6

$51,285

$51,155

$54,340

$51,155

7

$54,860

$54,665

$58,045

$54,665

8

$58,370

$58,175

$61,815

$58,175

 

 

 

To apply for downpayment assistance, download an application (eleven pages). Return completed applications by mail or in person to:

Western Dairyland EOC Inc.
Attn: Downpayment Assistance
23122 Whitehall Road
PO Box 125
Independence, WI 54747

- or -

Western Dairyland EOC. Inc.
Attn: Downpament Assistance
418 Wisconsin Street
Eau Claire, WI 54703

For more information, call our offices between 8 am and 4:30 pm, Monday through Friday.

Eau Claire: 715-836-7511

Independence: 715-985-2391

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